Charitable Gift Annuities

Help secure your future, and the future of Girl Scouts San Diego, with a Charitable Gift Annuity made through our partnership with The San Diego Foundation.

When you transfer cash or securities, the Foundation pays you a fixed annual income backed by its extensive resources.

By supporting our council with a Charitable Gift Annuity, you help girls explore science and technology, leadership, healthy living, environmental stewardship and global citizenship. Your gift also underwrites financial assistance for girls, volunteer training and maintenance for our seven properties.

With a Charitable Gift Annuity, you'll benefit from:

• Safe, fixed income for your lifetime. Payments are made regularly and the amount is locked in when you open the annuity.
• Real estate, securities, cash and other investments currently paying little or no income can be converted into a safe, secure and predictable source of earnings through a charitable gift annuity.
• A fixed rate of return at attractive rates unaffected by fluctuating market conditions. Gift annuity rates generally exceed those for typical CDs.

  Gift Annuity Rates (one recipient)

  Your age	65	70	75	80	85	90+
  Lifetime Annuity Rate	5.5%	5.8%	6.4%	7.2%	8.1%	9.5%

  These rates are effective as of December 22, 2010.

• Tax savings - for now and in the future. Part of your gift annuity contribution is considered a charitable gift by the IRS, so you receive an immediate income tax deduction. You can also claim part of the annuity payment as tax-free income during the life of the annuity. Please consult your tax advisor.
• Membership in our Legacy Circle which honors friends who have included Girl Scouts in their estate plans. You'll enjoy social gatherings and members-only events, be recognized in our annual report and on our donor wall.

How does a Charitable Gift Annuity work?

A Charitable Gift Annuity example: John & Lynn (79 & 78) are retired and wanted to establish a $25,000 gift annuity for San Diego Girl Scouts using a CD that was paying 1.5% or $375 per year. By choosing a charitable gift annuity, their income increased four-fold to $1525 annually and provided them with a charitable income tax deduction of $9,155. They also learned that $1,148 of their income would be treated as tax-free until the end of 2023. And, they were happy to benefit Girl Scouts!

This illustration represents how a donor might benefit from a charitable gift annuity and may or may not represent your individual circumstance. Please contact us for examples that apply to your situation.

Learn more

For a no-obligation example of how a Charitable Gift Annuity can enhance your financial portfolio, contact Gift Planning Officer Merle Brodie at mbrodie@sdgirlscouts.org or (619) 610-0804.